theedsagroup-blog

Latest Posts by theedsagroup-blog

Nurturing Moneywise Children

Most parents appreciate the importance of traditional education in their child’s development considering the obvious intellectual and social benefits. Yet all too many forget that a financial education is also crucial for ensuring their offspring’s long-term well-being.

The good news is it’s never too early or too late to begin sharing your financial wisdom and experiences with your family. By…

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Making the Most of Your Money at Stores

Making the Most of Your Money at Stores

With student loans hanging over your head, the steep prices of textbooks and the miscellaneous costs of living on your own, it’s inevitable that a lack of finances can make some of the most exciting years of your college life pretty stressful. A solution to these burdens though could be way easier than you think.

Every college student loves a good deal, but who actually has the time to clip…

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Stay In and Save

Stay In and Save

Its that time of year when tons of movies are coming to theaters near you…but who has the money to see every one? With sites like Netflix/Hulu, or accessing HBOGo through your cable provider, you can have access anywhere to consistently updated movies for as little as $7.99/month. So sit back, pop some popcorn, and keep that $40 you would’ve spent on one movie outing in your pocket!

Movies to…

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Say Goodbye to the Broke College Student, and Hello to the Budgeting Graduate

Say Goodbye to the Broke College Student, and Hello to the Budgeting Graduate

If you’re graduating from college, congratulations! Here’s a free graduation gift: six smart money moves for graduates.

Choose Your Job Carefully –If you’ve chosen your career, remember that a lower-paying job in your field is likely to be a better deal in the long run than a higher-paying job in a field you have no long-term interest in. Accepting a job in an unrelated field, simply because it…

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Planning for Success: With Meals

Planning for Success: With Meals

You’ve heard the famous saying, “failing to plan is planning to fail”, which is true for all aspects of life. Are you trying to eat healthier or maybe save some money and not eat out all the time? Then you should plan for success by creating a meal plan that helps you in your pockets and your waistline.

The first thing you need to do is create a master grocery list full of the basics that should…

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Is College Worth the Expense?

Everyone’s path in life is and will be different, and college may not be for everyone – it is

A new Wall Street Journal article shows that Americans are losing faith in the value of a college degree. With the rising yearly costs of tuition and fees, many do not feel as if the cost is worth it. With government budget cuts and the burden that student loans can place on you, it is easy to feel like skipping out on college may be the best option, but is it really? Everyone’s path in life is…

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More Money, More Problems?

Here are a few celebrities to take a few personal finance lesson from

Financial education is not the most fun topic in the world, but it is important. Knowing how to effectively and efficiently do things like plan, budget and save, especially early on in life, can really set you up for financial success – or at least lessen the chances of you putting yourself in a not so desirable situation money wise. Ever heard the statement ‘When you know better, you’ll do…

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More Money, More Problems?

More Money, More Problems?

Financial education is not the most fun topic in the world, but it is important. Knowing how to effectively and efficiently do things like plan, budget and save, especially early on in life, can really set you up for financial success – or at least lessen the chances of you putting yourself in a not so desirable situation money wise. Ever heard the statement ‘When you know better, you’ll do…

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Dressing to Impress on a Budget

Dressing to Impress on a Budget

We’ve all been told to dress to impress. The only problem is affording such a wardrobe on a tight budget can be hard. A professional wardrobe can be extremely costly and many people lack the funds to line their closets with new trending fashions. We’re here to help though because every college student needs to have at least one professional outfit for that important interview, be it for an…

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Becoming Part-Time in No Time!

School has started and so have the new freedoms and responsibilities that come with it. Having a part-time job while in college is a great way to save up and much more!

School has started and so have the new freedoms and responsibilities that come with it. Having a part-time job while in college is a great way to save up and build your resume, while gaining experience and creating connections. There is no magic formula for finding a job, but we do have some helpful tips to help you take control of the process and increase your odds becoming part-time in no time!…

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DIY – Dorm-It-Yourself

DIY –Dorm-It-Yourself this move in day! We have all the tips and resources you need to help make your dorm room feel like home while staying on budget.

Going off to college is expensive and many don’t have a huge budget for those dorm room decorations but we’re here to help. We’ve compiled a list of some of the best…and cheapest…DIY projects to make your dorm room feel like home this year! TIP #1: Before you even consider going out to buy items, take a look around your home for items that you can reuse or re-purposes. Items like vases, mirrors,…

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DIY – Dorm-It-Yourself

Going off to college is expensive and many don’t have a huge budget for those dorm room decorations but we’re here to help. We’ve compiled a list of some of the best…and cheapest…DIY projects to make your dorm room feel like home this year! TIP #1: Before you even consider going out to buy items, take a look around your home for items that you can reuse or re-purposes. Items like vases, mirrors,…

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Readying Yourself for College

Readying Yourself for College

What’s more exciting, or scarier, than going off to college! Your applications are over and your decision has been made the next chapter of your life is about to begin but, we know that there is still a few you things you need to do before your off. We’ve put together a list of must do’s before your off this Fall. Check it out and check them off this summer. Get organized You’re steeping into a…

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Managing Fiances Can Be Hard Just Look at These Celebrities Who Struggled!

Managing Fiances Can Be Hard Just Look at These Celebrities Who Struggled!

When it comes to money, celebrities are just like the rest of us-they spend too much, save too little, and make a number of poor financial decisions. There are many celebrities that you would think would be financially well-off that are struggling. Some of them are better at saving, while others are spend-happy. Although their incomes may be large, their expensive lifestyles will oftentimes…

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Paying Yourself First

If your car broke down today, would you have the funds to get it fixed quickly? If you couldn’t, you are not alone. In a recent survey conducted by the Federal Reserve, 47 percent of respondents stated that they would not be able to come up with $400 in the case of an emergency unless they borrowed or sold their belongings. As of 2016, 66 million Americans had no savings at all. One common reason…

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Your Guide to Memorial Day Shopping

Your Guide to Memorial Day Shopping

Memorial Day is Monday, May 29, and so is the unofficial start to the summer season. As everyone heads out to enjoy the day, retailers  are having major sales and discounts in the hopes to bring business in for the slower month. These sales provide a serious opportunity to snag awesome deals for you though, you just need to know where to look. Check out our guide for some of the best deals…

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Making the Most of Your Money at Stores

Making the Most of Your Money at Stores

With student loans hanging over your head, the steep prices of textbooks and the miscellaneous costs of living on your own, it’s inevitable that a lack of finances can put a damper on some of the most exciting years of your college life. A solution to the hole in your pocket could be easier than you think. Every college student loves a good deal, but who actually has the time to clip coupons?…

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Student Loans- Paying as go, paying off, how to handle

Student Loans- Paying as go, paying off, how to handle

*sigh* Student loans. Nobody wants to deal with them, but without them, some would not be able to further their education. We have all heard at least one story that involved a ridiculous amount of student loan debt that would be enough to scare some away from getting a student loan in the first place. It is not at all bad to fear student loan debt, because, after all, who wants a heap of debt to…

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Millennials Part 2:Tips and Tools for a Better Financial Future

Millennials Part 2:Tips and Tools for a Better Financial Future

It may seem like a challenge to improve the financial literacy levels among millennials, but we have the perfect tips to get you started. Everything we discussed in part one can easily be taken care of with a little follow up. Economize Once you get your first real job and go out on your own, it is tempting to feel the excitement of spending all your paycheck, and more.   Don’t overspend on a…

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Millennials Part 1: Their Financial Difference

Millennials Part 1: Their Financial Difference

Millennials comprise the generation of individuals born between the early ’80s and early 2000s. This group of individuals grew up with the internet and is comfortable with technology. Millennials are considered to be more/better educated than their predecessors, more ethnically diverse, and more economically active. Yet they are faced with great roadblocks like student debt and the economic…

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Not all Sales are Created Equally

Not all Sales are Created Equally

Although sales for the consumer usually mean savings, for retail shops and businesses they are simply tactics to boost purchases. For this reason, not all sales are created equal – for some you might not get an actual bargain or worse, end up paying more. To avoid this, here are some signs to look twice at a “sale”: BIG, BOLD, “Sale” Sign– This is pure bait. The signs are essentially there just…

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Why You Should be Flashing Your Student I.D.

Why You Should be Flashing Your Student I.D.

Your college ID should be one of your most valued object while you go through college. It’s not only an emblem and access pass for while you’re on campus, but it’s also a way to get discounts and free admission into events. While it may be true that college students don’t make  much money, retailers still view you as one of the most coveted demographics. To get there brands more popular many of…

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Raising Financially Aware Kids

Raising Financially Aware Kids

It’s  important to help your children establish good money habits at an early age; and who better to teach your children about good money habits than you? As their parent you can start by teaching them what money is and the financial values YOU uphold. Talk to them about money as casually as you would about brushing teeth or washing hands. The goal for now is to familiarize your children with the…

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In College? Need a Vacation that Won't Break Your Bank?

In College? Need a Vacation that Won’t Break Your Bank?

Just because you’re in college and on a budget, doesn’t mean you can’t take a vacation. College is the time to make memories, it’s the time to set out and explore the world around you. While tuition, living expenses, and textbook prices are going up each year it may seem impossible that you’ll ever be able to afford a vacation while in college but there are a few options. The most popular one is…

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Part 3: Free Money for Your College Education and Where to Find it!

Part 3: Free Money for Your College Education and Where to Find it!

Bringing to close our series on “Free Money for College and Where to Find It” we have some last word of wisdom. Tips for when applying: Continuously look for new postings! Never stop looking for new opportunities! New things are always being posted, and the best way to maximize your chances of earning some of these awards is to research and apply for them as early as possible! Fill out the FAFSA…

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Part 2: Free Money for Your College Education and Where to Find it!

Part 2: Free Money for Your College Education and Where to Find it!

Grants are a great way to pay for your college education since they do not have to be repaid, and there are many more different types that are offered in addition to the commonly known Federal Grants that are available. Did you know that there are grants that can be awarded to you just for your gender or the state in which you live? That’s right. When searching for grants online, it may be more…

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Part 1: Free Money for Your College Education and Where to Find it!

Part 1: Free Money for Your College Education and Where to Find it!

There are many decisions that you have to make when considering attending a college or university. Money is usually one of the biggest actors in this process, and it is often a struggle. But it doesn’t have to be. On average across all school types, 20 percent of college students do not apply for any kind of financial aid, while 30 percent did not apply for federal student aid. That leaves…

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What to Do This Mardi Gras

What to Do This Mardi Gras

King cakes, parades, and beads. Oh my! Carnival season is coming to a close, but the real fun is just about to begin! With many schools and businesses closing their doors for Fat Tuesday, February 28, go out and celebrate Mardi Gras Louisiana Style! Regardless of if you’ll be here in Baton Rouge, traveling to the soon to be packed city of New Orleans, or somewhere far away dreaming of Louisiana…

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Best Ways to Pay Off Student Loans

Make Valentine's Day Special...even on a Budget

Make Valentine’s Day Special…even on a Budget

  Go to the park. Play Monopoly with music in the background. All the way through, and no cheating! Thrift shop Work community service together Go on a ghost hunt. This link is essential. http://www.wikihow.com/Conduct-a-Ghost-Hunt Learn how to play pool. Go to a nature center. Buy two lottery tickets and dream aloud of where you would go. At home spa night Arcade night Attend a poetry reading…

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