How Do We Change The World? One Random Act Of Kindness At A Time.

Paying Yourself First

If your car broke down today, would you have the funds to get it fixed quickly? If you couldn’t, you are not alone. In a recent survey conducted by the Federal Reserve, 47 percent of respondents stated that they would not be able to come up with $400 in the case of an emergency unless they borrowed or sold their belongings. As of 2016, 66 million Americans had no savings at all. One common reason…

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More Money, More Problems?

More Money, More Problems?

Financial education is not the most fun topic in the world, but it is important. Knowing how to effectively and efficiently do things like plan, budget and save, especially early on in life, can really set you up for financial success – or at least lessen the chances of you putting yourself in a not so desirable situation money wise. Ever heard the statement ‘When you know better, you’ll do…

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Five Holiday Hacks To Do This December

Five Holiday Hacks To Do This December

We keep stressing the importance of saving during the holiday season, but we genuinely can’t stress it enough. This time of year is always the most chaotic on budgets. Here at The EDSA Group, we’ve put together a few holiday hacks that are easy to do, and ingenious to use! Gift cards are awesome, huh? But you know what’s not awesome? Forgetting how much you spent on that gift card your boss gave…

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Why You Should be Flashing Your Student I.D.

Why You Should be Flashing Your Student I.D.

Your college ID should be one of your most valued object while you go through college. It’s not only an emblem and access pass for while you’re on campus, but it’s also a way to get discounts and free admission into events. While it may be true that college students don’t make  much money, retailers still view you as one of the most coveted demographics. To get there brands more popular many of…

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(via How to Survive Without A Meal Plan in College)

5 Things to Spend Money On

5 Things to Spend Money On

http://www.frugalitymagazine.com/5-things-refuse-frugal-88423/

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You can’t undo the past… but you can certainly not repeat it.

Bruce Willis (via quotemadness)

What's Going On With Our Retirement Savings, America?

What’s Going On With Our Retirement Savings, America?

Fun fact: Roughly 55% of working America does not have access to a retirement saving vehicle.     https://investor.vanguard.com/retirement/savings/ http://money.cnn.com/retirement/ https://www.calcxml.com/calculators/are-my-current-retirement-savings-sufficient https://investor.vanguard.com/retirement/savings/retirement-accounts

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Cookies to Fawn Over

Really nice recipes. Every hour.

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On an Average Day, What Do You Spend Money On?

On an Average Day, What Do You Spend Money On?

It’s striking that one in three Americans claim to keep a monthly budget, but most people don’t know how much they spend on a single day. Now, some of us use mobile apps for budgeting, but for those who don’t, how much do you think you spend? Let’s go through a day in an average person’s shoes. Transportation takes a huge chunk out of our wallets. In a year, the second most expensive expenditure…

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